Terms & Legal
Last updated: August 24, 2026
This website is operated by Capozza Insures, an insurance agency operated by Paul Capozza, a licensed Florida life insurance agent. By using this site you agree to the terms below.
What this website is
This site provides general information about life insurance coverage types and a way to request a quote. It is an advertisement for insurance. It is not an offer of coverage, a binder, or a contract of insurance, and nothing on this site guarantees that coverage will be issued, that any particular rate will be available, or that any application will be approved.
Not an insurance carrier
Capozza Insures is an insurance agency. It is not an insurance company. It does not issue policies, underwrite coverage or pay claims. Insurance products are offered through licensed insurance companies. All coverage, premiums, terms, exclusions and claim decisions are determined solely by the issuing insurance company, and are governed by the policy documents that company issues.
Quote requests
- There is no fee to request a life insurance quote through this site.
- Submitting a quote request does not obligate you to purchase insurance.
- Any figures discussed before an application is underwritten are estimates based on the information provided, and are subject to change based on underwriting.
- Insurance premiums, if coverage is purchased, are determined by the issuing insurance company based on product selection and underwriting factors.
- Coverage availability and eligibility vary by insurance company and underwriting requirements.
Contact and consent
When you submit the quote request form, you are asking to be contacted about your request, using the contact method you selected on the form. You may ask to stop being contacted at any time and that request will be honored.
Licensing and states served
Paul Capozza is licensed to sell life insurance in Florida under Florida license #W832146. Products and services described on this site are offered only where Paul is licensed and where the relevant insurance company is authorized to do business.
Accuracy of information
General information on this site about coverage types is provided for education. It is not legal, tax or financial advice, and it is not a substitute for the actual terms of an insurance policy. Product details, availability and underwriting rules change over time. Reasonable efforts are made to keep this site accurate, but no warranty is made that everything on it is complete or current.
Third-party services and links
Quote requests submitted on this site are handled by Capozza Insures directly. Google services are used to store and notify us of requests, and the site may use advertising and analytics tools provided by third parties such as Google and Meta. Those services are governed by their own terms and privacy policies. See our Privacy Policy for how information is handled.
Intellectual property
The content, layout, text and images on this site are the property of Capozza Insures unless otherwise noted, and may not be copied or reused without permission.
Limitation of liability
This site is provided on an "as is" basis. To the extent permitted by law, Capozza Insures is not liable for indirect or consequential damages arising from use of this site or reliance on general information published on it. Nothing here limits any obligation that applies under Florida insurance law.
Changes to these terms
These terms may be updated from time to time. The revised version will be posted on this page with a new "last updated" date.
Contact
Capozza Insures
Paul Capozza — Licensed Florida Life Insurance Agent
Fort Pierce, FL
(772) 237-1516
paul@capozzainsures.com